Currently, there is only one fintech company that provides Estonian EE IBAN format business accounts fully online. It is French OuiTrust which may ask hefty fees for onboarding e-resident companies.
The companies that were doing it for some limited time were:
A note on Wamo: Wamo is a live, active business account provider we work with, but it currently issues local IBANs in other EEA countries rather than Estonian EE-format IBANs specifically. If your priority is strictly an EE-format IBAN, OuiTrust remains the option to check. If any EEA business IBAN works for your case, which is true for most Estonian OÜs since Estonian law does not require an Estonian-format IBAN, Wamo is worth considering alongside Wise and Revolut.
As always, Unicount does not participate in any provider's account opening or KYC process and cannot guarantee approval from any institution. Availability and IBAN formats offered by fintechs can change, so verify directly with the provider before applying.
Last verified: July 2026 by Unicount team